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Terms of use

The short, fair version.

Last updated 2026-09-30

This website

This site tells you about Khata and lets you contact us. You’re welcome to read it, share it and link to it.

Khata is a tracker, not a bank

Khata reads the SMS your bank sends you and organises them. It is not a bank, a lender or a financial adviser, and it can’t move money. Figures such as “safe to spend” are estimates from your own messages; please check anything important with your bank.

Bank names

We mention bank names only to say whose SMS formats Khata can read. Khata isn’t affiliated with or endorsed by any bank.

Using the contact form

Please send real messages only. We may ignore or delete spam or abusive messages. How we handle your details is explained in our privacy policy.

No warranty

We work hard to keep this site accurate and available, but we provide it as it is, without guarantees.

Law

These terms are governed by the laws of India.

K Khata

Your money, auto-tracked. Private by design. Made in India.

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© 2026 Khata. Khata is not a bank and is not affiliated with any bank. Bank names are used only to describe which SMS formats it reads.